it's clear that people are very interested in the dubious and unethical ways that people save money and cheat the system to get ahead.
I've pulled together a list of dirty tricks and cheats that can be utilized to do just that.
These hacks are uniformly unethical. Some veer into fraud. They should be regarded as informational and for entertainment purposes rather than as actual suggestions. You shouldn't do them. If you do do them, you are a bad person.