
Muhammad Z
Assistant Manager Finance
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Work experience
Assistant Manager Finance kuwait
Apex Heating and Cooling Inc • Full-time
Dec 2021 - Present • 4 yrs 7 mos
Manage daily financial operations covering accounts payable, receivable, and general ledger with full accuracy. Lead month-end closing and deliver timely management reports and financial statements to senior leadership. Develop and monitor annual budgets and rolling forecasts, supporting financial control and strategic planning. Handle full-cycle GCC VAT computation, filing, and reconciliation in compliance with Kuwait VAT regulations. Coordinate with external auditors, tax consultants, and banks for smooth audit completion and compliance. Lead risk assessment, cost control initiatives, and insurance reviews to optimize operational expenditure. Supervise and mentor junior finance team members ensuring smooth departmental operations.
Senior Officer Finance (Allied Bank Pakistan)
Bank Muscat • Full-time
Mar 2017 - Nov 2021 • 4 yrs 8 mos
Managed financial reporting, ledger maintenance, and reconciliation ensuring accuracy and SBP compliance. Prepared monthly, quarterly, and annual financial statements for branch and head office reporting. Monitored daily cash positions, performed bank reconciliations, and ensured accurate posting of all transactions. Handled accounts payable and receivable, processed payments, and maintained vendor and customer ledgers. Assisted in annual budget preparation and monitored budget-vs-actual variances on a monthly basis. Supported internal and external audits by preparing required financial documentation and audit schedules. Ensured full compliance with SBP financial regulations and internal bank policies at all times. Maintained complete financial records and audit trails for all internal and external inspections.