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bharanidharan_i

Bharanidharan V

@bharanidharan_i

Former Banker

India
English, Tamil, Hindi
About me
Former SBI banker: 5 years at the bank, the last 3 in credit appraisal and loan processing for MSME and corporate borrowers on loans of roughly Rs 1 crore to Rs 100 crore. I now help businesses with financial models, forecasts, and market and competitor research, backed by real numbers and listed sources. I use AI tools to speed up the work, and I verify every figure myself before delivery. I do not give investment, tax or legal advice.... Read more

Skills

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bharanidharan_i
Bharanidharan V
Offline • 

See my services

Financial Modeling
I will build a financial model and cash flow forecast for your business
General Online Research
I will research your market and competitors with financial analysis

Work experience

Credit Support Officer

State Bank of India • Full-time

Jun 2023 - Jun 2026 • 3 yrs

Credit appraisal and loan processing for MSME and corporate borrowers, on loans of roughly Rs 1 crore to Rs 100 crore. Assessed borrowers' financial statements, cash flow and repayment capacity as part of the appraisal, and handled processing of loan applications.