I will draft a policy limit settlement demand as a US attorney
Licensed US Attorney, Property Damage, Insurance and Settlement Demand Letters
About this Gig
When catastrophic losses or severe liabilities strike, settling for less than the maximum coverage is not an option.
I am Sara Ashley (Bar #010237), a licensed US Attorney. I will draft a high-stakes policy limit settlement demand engineered to pressure insurance carriers into tendering full policy limits.
A properly structured time-limited demand (such as a Stowers or bad-faith setup demand) places the insurer on the hook for excess liability if they unreasonably refuse to settle within policy limits.
Ideal For:
- Catastrophic residential or commercial property devastation
- Severe third-party liability & casualty claims
- Excess damages claims where losses exceed coverage caps
- Pre-litigation policy limits demand packages
What You Receive:
- Persuasive settlement demand letter establishing clear liability & causation
- Exhaustive breakdown of economic, structural & consequential damages
- Strategic time-limited acceptance terms highlighting bad faith exposure
Note: Strictly written service via Fiverr only. No phone calls or video consultations are offered.
Order now to demand maximum policy compensation!
Legal consulting Gigs are not screened
Please note that there is no screening process for this service. We recommend that you message the freelancer and check all necessary details before placing your order. Pro freelancers in this category have gone through a vetting process. You can find more details here.
Other Legal Consulting Services I Offer
FAQ
What makes a policy limit settlement demand different?
Unlike a basic claim letter, a policy limit settlement demand demonstrates that total damages clearly meet or exceed the policy cap. It gives the insurer a strict deadline to tender full limits in exchange for a release, or face bad-faith excess judgment liability.
Are you a licensed US Attorney?
Yes, I am Sara Ashley, a licensed US Attorney (Bar #010237). I bring advanced legal drafting precision to high-value property, casualty, and liability claims so your settlement demand commands immediate attention from senior claims examiners.v
Do you offer phone or Zoom consultations for complex claims?
No. I work exclusively in writing via Fiverr. For high-stakes policy limit demands, written communication is superior—it allows you to upload all loss schedules, engineering reports, and declarations pages so I can reference exact figures with 100% accuracy.
Can you draft a time-limited or Stowers-style demand letter?
Yes! Many states have specific statutory or common-law requirements (like the Stowers Doctrine in Texas or statutory time-limited demand rules in Florida, Georgia, and California). I tailor the demand's deadline and release conditions to your state's law.
What if I do not know the exact dollar limit of the insurance policy?
No problem. I can draft the demand requesting "full applicable policy limits, including any umbrella or excess coverage," while simultaneously demanding statutory disclosure of the insurer's declarations page if they contend the limits are lower than your loss.
Who can purchase this policy limit demand service?
I draft policy limit demands for both individual property owners/claimants handling their own claims and solo attorneys or public adjusters seeking high-level legal drafting support for complex pre-litigation settlement packages.
How are damages presented to justify the full policy limit?
I organize your damages into clear, indisputable categories—such as structural rebuild costs, code upgrades, personal property schedules, loss of use/business interruption, and consequential losses—showing the insurer that trial exposure exceeds their cap.
Will the letter be signed by you or by me?
The demand is prepared in a ghostwritten, ready-to-sign format for you (or your firm, if you are an attorney/public adjuster). This complies with multi-jurisdictional rules and ensures the insurance carrier issues the settlement check directly to you.
What documents should I provide for the Premium package?
Please provide the policy declarations page (if available), incident/police/inspection reports proving liability, itemized contractor or engineering estimates, loss of income documentation, and any prior correspondence with the insurance adjuster
Does this service include filing a lawsuit if they refuse?
No. This Gig is strictly an unbundled document drafting service for pre-litigation settlement demands. It does not include courtroom representation, filing pleadings, or establishing a formal attorney-client relationship of record.

