I will analyze your credit card processing statement

United States

I speak Spanish

Certified in Payments, Committed to Performance, Trusted by Merchants

I am a seasoned credit card payments professional with a strong foundation in electronic transactions, merchant services, and payment technologies. As an ETA Certified Payments Professional (CPP), I b...
About this Gig

Breaks Down Fees

  • Identifies all charges: interchange fees, processor markups, monthly fees, PCI compliance fees, batch fees, etc.
  • Separates fixed vs. variable costs.

Detects Hidden or Excessive Charges

  • Flags unnecessary or inflated fees.
  • Reveals pricing structures that may be outdated or unfavorable (e.g., tiered pricing vs. interchange-plus).

Compares Processor Rates

  • Benchmarks current rates against industry standards.
  • Evaluates if the business is getting competitive pricing.

Analyzes Transaction Patterns

  • Looks at volume, average ticket size, card types used (debit, credit, rewards, corporate).
  • Identifies trends that affect processing costs.

Evaluates Chargebacks & Refunds

  • Reviews frequency and cost of disputes.
  • Suggests ways to reduce chargebacks and improve dispute handling.

Provides Cost-Saving Recommendations

  • Suggests switching pricing models or processors.
  • Recommends technology upgrades or operational changes to reduce fees.

Business type:

Startups

SMBs

Industry:

Manufacturing & storage

Medical & pharmaceutical

Service type:

Integrations

Workflow optimization

Other