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Fiverr Pro
English
$
USD
I will remove inquiry, boost score, charge off, late payment, collection in 3 bureaus
About this Gig
HELLO AWESOME BUYER!!
Maxed-out hard inquiries, unexpected collections, and old charge-offs can tank your score and result in instant rejections. If you want to optimize your credit profile across Experian, Equifax, and TransUnion, you need a strategic, aggressive approachnot generic dispute templates.
As a certified credit professional, I specialize in identifying reporting errors and legal violations using Metro2 compliance auditing. Under the Fair Credit Reporting Act (FCRA), if a bureau cannot 100% verify an item with absolute accuracy, they are legally required to delete it.
What This Gig Covers:
- Hard Inquiry Removal
- Late Payments & Charge-Offs
- Collections & Repossessions
- Score Optimization Blueprint
Why Choose My Services?
- Custom Legal Frameworks: I craft highly specific dispute letters utilizing the FCRA, FDCPA, and FACTA laws.
- No Cookie-Cutter Templates: Every credit report is analyzed line-by-line to catch hidden formatting mistakes made by the bureaus.
- Step-by-Step Guidance: I don't just hand over paperwork; I give you a clear roadmap on how to execute the process for maximum speed and impact.
KINDLY INBOX ME FOR MORE INFORMATION THANKS
Field of law:
Finance
Target country:
United States
Legal consulting Gigs are not screened
Please note that there is no screening process for this service. We recommend that you message the freelancer and check all necessary details before placing your order. Pro freelancers in this category have gone through a vetting process. You can find more details here.
FAQ
What do I need to provide for the credit audit?
You will need to provide a recent 3-bureau credit report. I highly recommend using platforms like IdentityIQ, SmartCredit, or IdentityGuard. You can either provide the login credentials or upload the report as a downloadable PDF.
How long does the inquiry and negative item removal process take?
Once your custom dispute packages are submitted, the credit bureaus have 30 to 45 days by federal law to investigate and mail their investigation results directly to you.
Can you remove inquiries attached to open, active accounts?
No. Disputing inquiries on open accounts that you actively use can cause the lender to freeze or close your account due to suspected identity theft. We safely target unauthorized, excess, or closed-account inquiries.
What is the score optimization blueprint included in the Premium package?
Removing negative items is only half the battle. The blueprint is a custom roadmap that analyzes your current positive accounts and teaches you optimization techniques (like the credit card utilization loop and strategic opening of data lines) to build a strong, resilient score.
