I will create a custom google sheets budget, bill tracker, or debt payoff

I build custom Google Sheets for real household money. You send notes. I send a working Sheet.

This is not a locked PDF and not an Excel-only file. It lives in Google Sheets on a free Google account. You only type in the yellow cells. Everything else is a formula.

What I can build (pick one, or combine on Standard / Premium):

Paycheck budget income by payday, bills, leftover, sinking funds Bill tracker due dates, paid log, overdue, this-month leftover Debt payoff snowball and avalanche together, next payment, months to done Sinking funds named goals, targets, monthly set-asides, progress A mix one Sheet, one Dashboard, same look

How it works

1. You order and paste your notes (paydays, bills, debts, goals as much as you have).
2. I build the Sheet. Sage and linen unless you ask for your colors.
3. You get a Google Sheet (and a short how-to). Samples are fictional until I swap in yours.

What I do not do I do not give tax, investment, or credit advice. I do not connect your bank. I do not build QuickBooks or Excel VBA macros. This is a tracking Sheet you type into.

If you already bought a Linen Ledger file on Etsy and want it customized to your numbers, say that in the order.

Thank you for bei