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grace_niel1

grace

@grace_niel1

credit repair expert

Nigeria
English, French, Spanish
About me
I’m a professional Credit Repair Specialist committed to helping clients improve their credit profiles through legal and compliant strategies. I analyze credit reports from Experian, Equifax, and TransUnion and create personalized dispute strategies to address inaccurate or questionable collections, charge-offs, late payments, and hard inquiries. Every client receives an individualized approach—never generic templates. I prioritize honesty, transparency, clear communication, and real results. Let’s work together to improve your credit profile the right way.... Read more

Skills

g
grace_niel1
grace
Offline • 

See my services

Personal Budget Management
I will boost your credit score repair your credit report dispute remove inquiries
Financial Reporting
I will analyze your credit report and prepare dispute documents

Portfolio

Work experience

Credit Counsellor

Freelance • 3 mos

Credit Repair Assistant

Jul 2026 - Aug 20261 mo

Provide backend support to credit repair businesses, with a focus on dispute processing and client file management. Manage multiple client accounts while maintaining accuracy, organization, and confidentiality. Prepare, organize, and process round-based dispute letters tailored to individual client cases. Utilize industry tools and platforms, including Credit Repair Cloud, SmartCredit, and IdentityIQ. Assist with client onboarding, credit report reviews, and credit audits. Maintain organized documentation and ensure dispute files are handled efficiently and professionally. Key Achievements: Successfully managed multiple client accounts simultaneously ✔ Produced consistent, accurate, and professional dispute documentation ✔ Supported credit repair agencies in improving workflow efficiency and scaling operations

Credit Repair Specialist

Jun 2026 - Aug 20262 mos

Conduct comprehensive three-bureau credit report audits across Experian, Equifax, and TransUnion. Identify inaccurate, outdated, incomplete, or potentially unverifiable negative information. Develop customized dispute letters based on each client’s individual credit report and circumstances. Assist clients with disputes involving collections, charge-offs, late payments, and hard inquiries. Guide clients through the credit improvement and dispute process with clear, step-by-step communication. Provide credit education and strategies focused on responsible credit utilization, including the AZEO method. Maintain professional standards and work within applicable FCRA and FDCPA requirements. Key Achievements: ✔ Helped clients strengthen their credit profiles and improve their chances of qualifying for financing ✔ Assisted with addressing inaccurate negative items across all three major credit bureaus ✔ Built strong, repeat client relationships through transparency, communication, and personalized service