i
insurance_wiki

Ioannis M

@insurance_wiki

Strategic Financial Advisor

Germany
German, English, Greek
About me
I am a consultant for financial and strategic pension solutions based in Munich. I help individuals and companies build smart structures, simplify processes, and develop holistic concepts for wealth accumulation and protection. My expertise includes advising HR teams on benefits like bAV and bKV, as well as supporting entrepreneurs and young academics with private health insurance and asset management.... Read more

Skills

i
insurance_wiki
Ioannis M
Offline • 
Average response time: 1 hour

See my services

Financial Coaching
I will explain finances and insurance for expats in germany
From$85 / projectMore details

Work experience

Self_employed / Freelance

Independent Strategic Financial Advisor & Wealth Advisor

Self employed / Freelance • Self-employed

Feb 2020 - Present • 6 yrs 9 mos

I am an independent Strategic Financial Advisor & Wealth Advisor in Germany, supporting academics, professionals, self-employed clients and entrepreneurs in building, protecting and structuring their wealth. My focus is on long-term and tax-efficient wealth accumulation, retirement planning, investment strategies and the intelligent combination of different financial solutions within the German tax and pension system. I advise clients on: • Strategic wealth accumulation and investment portfolios • Tax-efficient retirement and pension planning • Private and occupational pension schemes • Company pension solutions (betriebliche Altersvorsorge / bAV) • Private health insurance and long-term protection strategies • Wealth structuring for academics, executives and self-employed professionals • Investment properties and real estate financing • Corporate benefits and employee benefit concepts For business clients, I develop tailored corporate pension and benefits concepts that combine employee retention, financial efficiency and long-term planning. My approach is holistic: I analyse the client’s overall financial situation and build a structured strategy around liquidity, protection, investments, retirement planning and wealth accumulation. Where tax-specific advice is required, the financial strategy can be coordinated with the client’s tax advisor to ensure that financial and tax planning work together effectively. My goal is to make complex financial decisions understandable and to create a clear, long-term strategy tailored to each client’s personal and professional situation.

Allianz

Apprentice Insurance and Finance Clerk

Allianz • Full-time

Sep 2017 - Feb 2020 • 2 yrs 5 mos

Completed a professional vocational training program to become a certified Insurance and Finance Clerk. Gained foundational knowledge in risk assessment, contract management, and financial advisory within the insurance industry.