I will build a credit risk prediction model using python
I turn data into decisions, churn, forecasting, customer analytics
About this Gig
Need help assessing loan default risk?
I build credit risk models in Python to identify high-risk loans, understand key risk drivers, and support data-informed lending decisions.
What I offer: Data cleaning and preprocessing; default-risk analysis; Logistic Regression and XGBoost modeling; model evaluation using AUC-ROC, precision, recall and confusion matrix; risk-driver analysis; risk segmentation; actionable recommendations; clean, reproducible Python code.
Why work with me?
In a recent project, I analyzed 2.25M+ loans and found that a selective verification policy could improve estimated net value by $29.4M on a 300K-loan sample, using predictive modeling, survival analysis and causal inference.
With a statistics background, I focus on rigorous validation, appropriate assumptions and honest reporting including model limitations, not just numbers that look good.
You'll receive: analysis, code, model results, visualizations and a clear summary.
I work with loan, credit and default-risk datasets. Message me before ordering with your dataset and business goal so I can recommend the right approach.
My Portfolio
FAQ
What data do you need to build the credit risk model?
I need your loan or credit dataset, preferably in CSV or Excel format, along with a brief description of the target variable and any specific requirements.
Can you work with my own dataset?
Yes. I can work with your own loan, credit, or default-risk dataset and adapt the analysis and model to your specific requirements.
Which models do you use?
I mainly use Logistic Regression and XGBoost, depending on your dataset and project requirements.
What will I receive after the analysis?
You will receive the Python code, analysis results, model evaluation, visualizations, and a clear summary of the key findings.
Can you analyze loan default risk?
Yes. I can analyze factors associated with loan default and build classification models to help assess credit risk.

