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Fiverr Pro
English
$
USD
I will create a personal budget for variable income
About this Gig
If your US income changes month to month. Your plan should account for that
If you are self employed, freelance, commission based, or running a
business, a personal budget built for a steady paycheck falls apart by
week two. You need a money management plan built around income that moves.
I build that plan for you
YOU GET
- A personal budget and monthly spending plan built from your real numbers
- Your Personal Operating Number: what your household truly requires each month
- A cash flow map showing what comes in, what goes out, and where the gaps are
- A debt payoff strategy in priority order (Standard, Premium)
- Savings and reserve targets so a slow month stays a slow month (Premium)
- A live strategy call to walk through it (Standard, Premium)
WHY ME
I am a money strategist for income changes and founder of BH Career and
Money Coaching. I work with households and business owners whose income
moves. My focus is the full picture: the numbers, the habits, and the
decisions behind them
SCOPE
Cash flow, spending, savings, and debt. I do not provide investment, tax,
or insurance advice. US only
Message me your situation before ordering and I will confirm the
right package
Financial goals:
Paying Off Debt
•
Custom Goal
•
Other
Time horizon:
Monthly Budgeting
Tracking method:
Spreadsheet-Based Tracking
Language:
English
•
Spanish
Target country:
United States
My Portfolio
FAQ
What information do you need from me?
After you order, I send a short intake form covering your income sources, monthly expenses, debt balances and rates, and any upcoming changes you are planning for. Most people complete it in about 20 minutes. Bank or accounting exports are welcome but not required.
My income is different every month. Can you still build this?
Yes, that is what this gig is designed for. I work from a realistic income range rather than a single number, and the plan is built to hold up in a low month instead of only in a good one.
What currencies/countries do you support?
I currently only work with US based individuals/couples and business owners on their Personal finances
What if my numbers are messy or I am missing some of them?
That is normal and it is not a problem. Send what you have and I will flag what is missing. Part of the work is identifying the gaps in what you can currently see.
Do you provide investment, tax, or insurance advice?
No. I focus on cash flow, spending, savings targets, and debt strategy. If something in your situation calls for a CPA, CFP, or licensed professional, I will say so and tell you what to bring them.
How is the plan delivered?
As a spreadsheet you can keep using, plus a written summary of what I found and the order I recommend tackling it in. Standard and Premium also include a live call to walk through it.
Do we meet on video?
Yes for the packages that include a session. I prefer working on camera because it lets me read the situation properly. Sessions are on Zoom and typically run 45 minutes.
Can you work in Spanish?
Yes. I am fully bilingual and can deliver the plan and the sessions in English or Spanish.
Can I keep working with you after the delivery?
Yes. Premium includes 14 days of follow up, and ongoing support is available as a gig extra or as a separate arrangement for people who want regular accountability.
