I will create a budget and debt payoff planner in excel or google sheets
Financial Models, Calculators and Excel Templates
About this Gig
Want an estimate of when you could be debt-free? I'll build you a simple, clear budget and debt payoff planner in Excel or Google Sheets, set up with your own categories and debts.
What you get:
- Monthly budget by category, with budget vs actual
- Debt payoff plan: avalanche (highest rate first) or snowball (smallest balance first)
- Month-by-month schedule where paid-off debts roll into the next one
- Your estimated debt-free month and the interest you save vs paying minimums only
- Savings goals tracker and charts (Premium)
Just type in your numbers and the planner updates itself. Every file is unlocked and easy to use, no spreadsheet skills needed. This is a spreadsheet only: I don't contact or negotiate with creditors.
Please message me before ordering with how many debts you have and what you want to track, so I can recommend the right package.
Note: this is a modeling and education tool, not personalized financial, lending or debt advice, and not investment, tax or legal advice.
Time horizon:
Monthly Budgeting
Tracking method:
Spreadsheet-Based Tracking
Language:
English
Target country:
United States
FAQ
Do I need to share my bank statements?
No. I only need your categories and, for each debt, the balance, interest rate and minimum payment. Rounded numbers are fine, and you can enter the real ones yourself.
Avalanche or snowball, which is better?
Avalanche usually saves the most interest, while snowball gives faster wins. In the Standard and Premium planners you can switch between them and see the difference.

