m
maricruz22

Maricruz M

@maricruz22

Administrative Technologist in Finance and Operations

Ecuador
Spanish
About me
I am a Technologist in Administration with extensive experience in financial operations, administrative management, and customer service. I have a proven track record in credit instrumentation, commercial advisory, and accounting assistance within the banking and corporate sectors. I specialize in credit liquidation, risk mitigation, and providing personalized financial solutions to clients.... Read more

Skills

m
maricruz22
Maricruz M
Offline • 
Average response time: 1 hour

See my services

Informative & Educational Articles
I will write articles about time management and working from home
From$5 / projectMore details

Work experience

BanEcuador_Oficial

Junior Loan Documentation Specialist

BanEcuador Oficial • Full-time

Jun 2023 - Dec 2024 • 1 yr 6 mos

Credit Compliance & Approval: Conducted end-to-end verification and sign-off on credit files in alignment with internal risk guidelines and regulatory standards. Loan Settlement & Document Custody: Oversee loan settlement processes and managed the archiving, tracking, and secure dispatch of credit records for institutional custody. Client Advisory: Provided clear consultation on available credit products, eligibility criteria, and required supporting documentation. Quality & Document Control: Maintained internal compliance by performing rigorous audit checks on loan file documentation.

Banco_Guayaquil

Retail Banking Advisor / Representative

Banco Guayaquil • Full-time

Apr 2018 - Jun 2021 • 3 yrs 2 mos

Managed the placement and cross-selling of financial products and services, including savings and checking accounts, investment portfolios, credit cards, and insurance. Collected and verified income documentation to support client risk assessments and contribute to financial risk mitigation. Advised clients on digital banking channels, providing guidance on online banking, telephone banking, and the mobile application to increase adoption. Delivered personalized financial advisory, identifying customer needs and matching them with tailored financial solutions.