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miguelbour

Miguel Bour

@miguelbour

SME Credit and Financial Analyst Know If You Qualify Before Applying

Chile
Spanish, English
About me
Applying for financing without knowing if you qualify is how good SME owners get rejected — and a rejection hurts your record. I help small and medium businesses find out where they stand before they apply. Using the same criteria a bank's credit and risk evaluator uses, I review your numbers and give you a clear, honest read: what a lender will see, and what to fix first. No jargon. No false promises. Just a straight answer: are you ready to apply, or not yet? Want clarity before you apply? Let's talk.... Read more

Skills

m
miguelbour
Miguel Bour
Offline • 

See my services

Financial Modeling
I will diagnose your sme credit readiness before you apply for financing
From$80 / projectMore details

Portfolio

Work experience

Banco_Santander

Branch Manager

Banco Santander • Full-time

May 2007 - Jan 2024 • 16 yrs 8 mos

Led a bank branch and its commercial team. Evaluated credit and risk for SME financing: analyzing financials, structuring operations, and making approval or rejection decisions. This is the exact lens I now bring to help business owners know where they stand before they apply.