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Sebastian S
@riskunderwriter
Senior Underwriting and Credit Risk Expert, SBA Loans, Subprime Lending
United States
English, Spanish
About me
Senior credit and lending professional with 20+ years of experience in underwriting, credit risk, and loan evaluation. Experienced in consumer and business lending, including SBA loans, working with self-employed borrowers, independent contractors, and small businesses. Strong background in subprime and high-risk lending, fraud prevention, bankruptcy review, charge-offs, and risk mitigation. Skilled in reviewing credit reports, financial statements, and borrower profiles to deliver clear, structured, real-world underwriting insight based on financial institution standards.
Skills
Sebastian S
Offline •
Average response time: 1 hour
See my services
Loan Advisory
I will provide expert credit risk and underwriting for complex loans
