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smith
@smith2ja
software and credit repair expert
United Kingdom
English
About me
I’m a dedicated credit repair specialist and software developer who genuinely enjoys helping people move forward, whether that means improving their credit or building smart, reliable tech solutions. I work ethically and transparently on credit repair services like full credit analysis, credit sweeps, inquiry and collection disputes, charge-offs, and student loan issues, always setting realistic expectations and keeping clients informed. On the tech side, I develop custom software, websites, automation tools, and integrations that are secure, efficient, and tailored to real needs.
Skills
smith
Offline •
Average response time: 1 hour
See my services
Personal Budget Management
I will do full credit sweep, remove inquiry, boost score, collections, charge off, loan
Personal Budget Management
I will fix your credit, remove inquiries, charge off, late payment on 3 credit bureau
Work experience
Credit Repair Specialist and Software Developer
Upwork • Freelance
May 2021 - Present • 5 yrs 1 mo
I have hands-on experience as a Credit Repair Specialist and Software Developer, working with individuals and small businesses to deliver real, practical results. In credit repair, I analyze full credit reports, identify inaccuracies, and manage disputes for hard inquiries, collections, charge-offs, late payments, and student loans across all major credit bureaus, while maintaining full compliance and client confidentiality. In software development, I design and build custom applications, websites, automation tools, and system integrations, focusing on performance, security, and usability. My work is driven by attention to detail, clear communication, and a commitment to providing solutions that genuinely help clients achieve their financial and technical goals.
