Zafar J

Senior Financial Auditor

UNITED MOTORS COMPANY • Full-time

Jan 2015 - Present • 11 yrs 4 mos

Internal Audit & Financial Analysis Specialist Led end-to-end internal audit engagements, from planning and risk assessment to execution, reporting, and follow-ups, ensuring full compliance with internal audit standards and corporate governance best practices. Reviewed and analyzed financial statements, accounting records, and operational controls to ensure accuracy, compliance, and effective risk management across business functions. Identified control gaps and process inefficiencies, providing practical, risk-based recommendations that helped management strengthen controls and improve processes. Performed detailed financial and variance analysis, comparing actual results against budgets and forecasts to support informed business and strategic decisions. Strengthened internal control frameworks, helping reduce repeat audit issues and improve overall audit outcomes. Worked closely with Finance, Operations, and Management teams to enhance transparency, compliance, and reporting quality. Delivered data-driven insights and analytical reviews to support leadership in improving operational efficiency and financial performance.

Head of Treasury & Accounts Payable

SHAS TECH COMPANY LTD • Full-time

Dec 2010 - Dec 2014 • 4 yrs

Managed treasury operations and accounts payable functions, ensuring timely payments, cash flow optimization, and compliance with internal policies. Oversaw cash management, bank reconciliations, vendor settlements, and credit control, improving financial discipline and liquidity management. Implemented stronger financial controls and approval workflows, reducing payment errors and operational risk. Coordinated with procurement and finance teams to ensure accurate invoice processing and cost allocation. Prepared financial reports and supported management with insights on cash position, liabilities, and shortterm financial planning. Partnered with warehouse and operations teams to monitor inventory levels, reconcile stock movements with financial records, and strengthen inventory controls, ensuring accurate valuation, minimized shrinkage, and alignment between physical stock and accounting data.

Chief Accountant

MADAF TRADING & CONTRACTING COMPANY • Full-time

Dec 2007 - Dec 2010 • 3 yrs

Led full accounting operations, including general ledger, AP, AR, fixed assets, inventory accounting, and monthly financial close. Prepared monthly, quarterly, and annual financial statements, ensuring accuracy and compliance with accounting standards. Conducted budget preparation and financial forecasting, supporting management planning and cost control initiatives. Improved financial reporting accuracy and strengthened documentation of accounting policies and procedures. Coordinated with auditors and management during audits and financial reviews.