
Majhar
Senior Software Engineer
Skills

See my services


Work experience
Sr Software Engineer
Fintech • Full-time
Nov 2023 - Jul 2026 • 2 yrs 8 mos
Build, maintain, and scale a Buy Now Pay Later platform serving Malaysian consumers and merchants — owning core payment, credit, and merchant-integration surfaces. Built KYC onboarding and identity verification pipelines integrating third-party providers, document checks, and risk signals. Built an AI-driven auto-limit assignment engine that infers a starting credit limit from user profile signals and credit history at onboarding — removing manual underwriting from the new-user path. Designed an AI-driven credit assignment engine for Increase-Limit applications — automating decisioning that previously required manual review. Re-architected scheduled jobs (repayment runs, late-fee accruals, statement generation) to be horizontally scalable and idempotent under retries. Upgraded and scaled the Pay Now and Installment payment flows — improving throughput, reducing failed transactions, and tightening reconciliation. Owned merchant integration: onboarding APIs, checkout SDK contracts, settlement workflows, and partner-facing webhooks.
8 Reviews
| (8) | ||
| (0) | ||
| (0) | ||
| (0) | ||
| (0) |
Rating Breakdown
- Seller communication level
- Recommend to a friend
- Service as described
Sort By

nanyere

United States
I worked with this developer two plus years ago, and I came back for support services, which he went above and beyond.
$50
Price
2 days
Duration

ethanmamane

France
The seller largely respects the delivery times and has been very cooperative. Thanks again to him.
$50-$100
Price
ridwanmugdha

Italy
100% professional and punctual. Great Job!!!
$50
Price
ridwanmugdha

Italy
Good communication, Fast delivery. Overall great
$50-$100
Price

nanyere

United States
Seller's Response
